
- User RatingTrustPilot or Feefo User Ratings
- Transfer Type
- Coupon
- Fee
- Speed
- Regular Payments
- Mobile App
- Min Transfer Amount
XE.com

- 9.1/10
- Online OnlyOne off transfers Phone assistance available
- XE.com transaction fees are contained within the exchange rate offered.
- 1 - 5 Days
- Regular payments to PayPal registered merchants is possible.
Regular payments to family or friends PayPal accounts is not currently possible. - Their website is responsive so it auto-scales to your screen size.
- €/£/$1
WorldFirst

- 9.2/10
- Online
PhoneOne off transfers Regular transfers Forward contracts Currency options - NO FEES
- NO FEES.
- 1 - 3 Days
- Their website is responsive so it auto-scales to your screen size.
- £1000 / $1000 / €1000 / AUD$2000
No matter whether you select XE or WorldFirst to send money overseas, you can be sure of getting reliable and cost effective services. However, while someone might favor using XE, WorldFirst may work as a better alternative for someone else. So, how does one go about making the right choice?
If you want to know how previous customers of these companies rate their services, consider taking the WorldFirst vs. XE comparison to online review-based platforms. While XE Money Transfer gets an average of 9.2 out of 10 on Trustpilot, WorldFirst averages at 9.6 out of 10 on Feefo. These scores show that both companies provide consistently reliable services.
Whether you should turn to WorldFirst or XE for your next overseas money transfer requires that you take your individual requirements into account and address the following aspects:
- Exchange Rates
- Fees
- Countries
- Ease of Use
- Security
- Regular Overseas Payments
- Coupons
Compare Money Transfer Exchange Rates
This section of the XE vs. WorldFirst comparison does not produce a clear winner because of the volatile nature of the forex market. However, both companies provide bank beating rates regularly.
XE
- XE provides an online currency converter that you may use to view existing mid-market rates.
- XE Money Transfer lets you target desired rates through online limit orders.
- The company offers fee-free rate alerts.
- You may keep track of exchange rate trends by using the company’s online currency charts.
World First
- The WorldFirst online currency converter gives you easy means to view existing interbank rates.
- You get to know of the rate that is to apply on your transfer in advance.
- You may use the company’s live rates and graphs to keep track of exchange rate fluctuations.
- It provides fee-free rate alerts.
XE Vs WorldFirst Money Transfer Fees
This section of the WorldFirst vs. XE comparison tilts in favor of the latter, especially if you do not plan to transfer much money.
XE
- XE does not charge any fees for personal transfers.
- Fees charged by intermediary banks might apply in some instances.
World First
- WorldFirst transfer fees vary according to its different region-specific websites.
- Using the website for the North American market requires that you pay U.S. $10 as fees when transferring less than U.S. $1,000. Transfers over this amount do not attract any fees.
- The UK-based website provides fee-free transfers, but comes with a minimum transfer limit of £1,000.
- The Australia-based website provides fee-free transfers for amounts above AU $10,000, and charges a fee of AU $10 in other instances.
- You may check the company’s existing fee structures at WorldFirst.com/us/, WorldFirst.com/au/, WorldFirst.com/uk/, WorldFirst.com/en-fr/, WorldFirst.com/en-sg/, WorldFirst.com/en-hk/, WorldFirst.com/en-jp/, and WorldFirst.com/en-cn/.
Countries
Both companies let you transfer all major currencies. However, if you wish to transfer an exotic currency, this aspect might have a bearing on your decision to work with XE or WorldFirst.
- XE Money Transfer lets you send money to more than 170 countries and deals in 60 currencies, a complete list of which you may find online.
- The WorldFirst review gives you an indication of the countries and currencies this company supports.
Ease of Use
You may complete either WorldFirst or XE online applications in a matter of minutes. Using their websites or apps to send money overseas is rather straightforward.
XE
- Access to the XE website comes in English, French, Spanish, Italian, Portuguese, Swedish, Dutch, Arabic, Japanese, and Chinese.
- If you live in the United States, you may pay via direct debit.
- UK-based customers may pay via BACS, CHAPS, or FPS.
- Residents of Australia and New Zealand can pay via bank transfers or BPAY.
- Customers from other countries may make payments using bank account transfers.
- XE provides apps for iOS, Android, Windows, and BlackBerry.
World First
- WorldFirst operates region-specific websites for the United States, the UK, France, the Netherlands, Australia, Singapore, Hong Kong, China, and Japan.
- Depending on the WorldFirst website you use, access comes in English, French, Dutch, Chinese, and Japanese.
- Depending on where you live, you may pay via a bank transfer, a debit card, a credit card, BACS, or CHAPS.
- The company provides apps for iOS and Android.
Security
No matter whether you choose XE or WorldFirst, you do not have to worry about the safety of your information or money. Websites and apps of both companies rely on high levels of encryption of protect customer data.
XE
- XE is registered with the United States Financial Crimes Enforcement Network (FinCEN).
- In the UK, the company is registered with and regulated by Financial Conduct Authority (FCA).
- It is registered with the Australian Securities and Investments Commission (ASIC).
- In New Zealand, it is registered with the Financial Markets Authority (FMA).
World First
- World First UK Limited is registered with the FCA as well as the Financial Transactions Reports Analysis Centre of Canada (FINTRAC).
- World First USA, Inc. is registered with the FinCEN, FINTRAC, and the National Mortgage Licensing System (NMLS).
- World First Private Limited is registered with ASIC.
- World First Asia Limited is registered with the Monetary Authority of Singapore and the Hong Kong Customs and Excise Department.
Regular Overseas Payments
One company scores over the other in this section of the XE vs. WorldFirst comparison. While WorldFirst lets its customers schedule payments according to their needs, XE does not provide this feature yet.
Coupons
Ongoing promotional offers may lead to additional savings depending on the company you select.
- The WorldFirst First Two Fee-Free Transfers coupon is available for all new customers.
- There are no existing offers from XE.
Learn More
- Catch up on the World First awesome services and feature offerings
- Looking for an alternative to World First?
- Learn more about Azimo Vs World First.
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