
- User RatingTrustPilot or Feefo User Ratings
- Transfer Type
- Coupon
- Fee
- Speed
- Regular Payments
- Mobile App
- Min Transfer Amount
WorldFirst

- 9.2/10
- Online
PhoneOne off transfers Regular transfers Forward contracts Currency options - NO FEES
- NO FEES.
- 1 - 3 Days
- Their website is responsive so it auto-scales to your screen size.
- £1000 / $1000 / €1000 / AUD$2000
XOOM

- 8.6/10
- Online OnlyOne off transfers Phone assistance available
- USD$5 - 11Bank transfer vs debit card transfer to XOOM affects the XOOM money transfer fee applied.
- 1 - 3 Days
- Regular payments to PayPal registered merchants is possible.
Regular payments to family or friends PayPal accounts is not currently possible. - Their website is responsive so it auto-scales to your screen size.
- €/£/$1
The process of carrying out an international money transfer has simplified significantly over the last couple of decades, mainly because of the arrival of several FinTech players in this realm. However, finding a service provider that suits you best is easier said than done. This WorldFirst vs. Xoom comparison gives you all the information you need to select the right company based on your individual requirements.
A good place to begin the Xoom vs. WorldFirst comparison is to take a look at how previous customers of these companies feel about the services they have received. While Xoom averages at 9.4 out of 10 on Trustpilot, WorldFirst gets and average score of 9.6 out of 10 on Feefo.
Given that both companies are rated well by their customers, you need to pay attention to various other aspects in selecting either Xoom or WorldFirst. These include:
- Exchange Rates
- Fees
- Countries
- Ease of Use
- Security
- Regular Overseas Payments
- Coupons
Exchange Rates
You stand to get highly competitive bank beating rates no matter whether you select WorldFirst or Xoom. Determining which of the two does better in this aspect requires that you run a comparison shortly before your transfer. This is because of the volatile nature of the forex market.
WorldFirst
- You may view live rate charts and graphs by using the WorldFirst website.
- The company notifies you of the guaranteed rate that will apply on your transfer in advance.
- You may sign up for free rate alerts.
Xoom
- You may view existing exchange rates by using the Xoom online calculator.
- You find out the rate that will apply on your transfer ahead of time.
Fees
This section of the WorldFirst vs. Xoom comparison tilts the scale in favor of the former because if offers fee-free personal transfers. However, WorldFirst has minimum transfer limits in place for some countries.
WorldFirst
- Transfer fees vary depending on the type of account you open.
- Personal transfers initiated from the UK, Australia, France, the Netherlands, Singapore, and Hong Kong attract no fees.
- From Singapore, you need to transfer a minimum of SG $2,000.
- From Hong Kong, you need to transfer at least HK $10,000.
- Businesses and online sellers are required to pay nominal fees.
Xoom
- Transfer fees may vary depending on where the recipient lives, the amount you wish to transfer, the mode of payment, and the transfer method.
- Paying for your transfer using a card tends to come with an added fee.
- Fee-free limits apply on some destination countries.
- An online calculator gives you easy means to check how much your transfer might cost.
Countries
Where you live might have a bearing on whether you may select Xoom or WorldFirst.
WorldFirst
- WorldFirst lets you sign up from a number of countries.
- Its complete list of supported currencies is available online.
- It no longer accepts customers from the U.S.
Xoom
- Xoom accepts customers only from the U.S.
- You may use its services to send money to most countries the world over.
Ease of Use
This section of the Xoom vs. WorldFirst comparison rates both companies well. Registering with them is fairly simple, as is using their services. Both companies provide apps for devices that run on iOS and Android.
WorldFirst
- Depending on where you live, you may sign up as an individual, a business, or an online seller.
- The company operates multilingual region-specific websites for the UK, the Netherlands, France, Australia, Hong Kong, Singapore, Japan, and China.
- Acceptable payment methods include bank account transfers, debit cards, credit cards, BACS, and CHAPS.
Xoom
- The company operates a multilingual website.
- It serves only individuals.
- It accepts payments only in U.S. dollars.
- You may pay via a bank account transfer, a debit card, or a credit card.
- Destination country-specific transfer methods include transfers to bank accounts and agent locations.
- You may use the services to this company to pay overseas bills and reload mobile airtime from different countries.
Security
Both companies rate well in this section of the WorldFirst vs. Xoom comparison. Their websites and apps make use of high level encryption to safeguard the online transmission of information.
- WorldFirst has the required licenses issued by the UK Financial Conduct Authority (FCA), the Financial Transactions Reports Analysis Centre of Canada (FINTRAC), the Australian Securities and Investments Commission (ASIC), the Monetary Authority of Singapore, and the Hong Kong Customs and Excise Department.
- Xoom is registered with the U.S. Financial Crimes Enforcement Network (FinCEN), and it has the required licenses to provide its services if most American states.
Regular Overseas Payments
This aspect might have a bearing on whether you may select WorldFirst or Xoom. While WorldFirst lets you schedule transfers easily, Xoom is yet to start offering this service.
Coupons
Selecting either Xoom or WorldFirst might lead to additional savings in different ways.
- WorldFirst gives its customers the ability to earn rewards through its referral program.
- Xoom gives you the opportunity to earn Amazon eGift cards through is referral program.
Learn More
- Learn more about Azimo Vs WorldFirst.
- Looking for an alternative to WorldFirst?
- Catch up on the WorldFirst awesome services and feature offerings
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