
- User RatingTrustPilot or Feefo User Ratings
- Transfer Type
- Coupon
- Fee
- Speed
- Regular Payments
- Mobile App
- Min Transfer Amount
Azimo

- 9.0/10
- Online OnlyOne off transfers
- First Transfer Fee Free
Azimo Money Transfer is offering first transfer FEE FREE! Click Redeem Coupon to signup and redeem your first transaction free. - €/£1-12Per transaction fees start from €/£1 and slide up to €/£12 as the transfer amount increases
- 1 - 3 Days
- Their website is responsive so it auto-scales to your screen size.
- €/£10
PayPal

- 1.9/10
- Online OnlyOne off transfers Regular transfers Rate Watch Limit Orders Forward Contracts
- 0.005% +
+4-5% approx above
market exchange rateFor example. Sending €10,000
from Australia would incur
€50 fee + 4-5% exchange
rate fee on top of market rates. - 0 - 3 DaysPayPal to PayPal account is instantaneous.
Plus time to send / upload money to PayPal.
Credit card is the fastest and bank transfer the slowest. - Regular payments to PayPal registered merchants is possible.
Regular payments to family or friends PayPal accounts is not currently possible. - Their website is responsive so it auto-scales to your screen size.
- $0
Wondering if you should transfer funds through Azimo or PayPal? Both companies function as better alternatives when compared to most banks, letting you transfer funds to countries the world over. However, is one of them is more worthy of your attention?
The PayPal vs. Azimo comparison on Trustpilot, a website where thousands of customers review online businesses, serves as some indication of the difference in service levels between these companies. While Azimo averages at 9.0 out of 10, PayPal’s score is nowhere close. However, there are other circumstances that can have a bearing on your decision.
Choose PayPal or Azimo for your next funds transfer only after you understand how these companies differ in their operations. The categories discussed below will simplify the selection process:
- Exchange Rates
- Fees
- Countries
- Ease of Use
- Security
- Regular Overseas Payments
- Coupons
Foreign Currency Exchange Rates
Given the volatile nature of the forex market, this section of the Azimo vs. PayPal comparison does not produce a clear frontrunner. To check which company does better in this section, compare their rates immediately before your transfer.
Azimo
- Use the calculator provided by Azimo to find out existing inter-bank rates.
- The transfer method, with some destination countries, can have an effect on the exchange rate.
PayPal
- You find out the guaranteed exchange rate before finalizing your transfer.
- Exchange rates provided by PayPal depend on wholesale rates it receives from its bank.
International Money Transfer Fees
You can avoid the steep fees charged by most banks by using either Azimo or PayPal.
Azimo
- The calculator that the Azimo website provides gives you an easy means to find out how much you will have to pay in fees.
- The destination country and the transfer method have an effect on the fees Azimo charges. For example, SWIFT transfers are more expensive than electronic bank transfers or transfers to cash pick-up centers.
- Azimo informs you of all applicable fees ahead to time.
- Check the Azimo review for additional information.
PayPal
- The fees PayPal charges depend on the country you live in.
- In the U.S., if you fund the transfer using your PayPal balance or a bank account, you pay 0% to 2% of the transfer amount as fees. If you pay using a credit or debit card, the transaction attracts a fixed fee plus 2.9% to 5.99% of the transfer amount.
- An additional currency conversion fee can also apply to PayPal transfers.
Countries
Pay particular attention to this aspect of the PayPal vs. Azimo comparison if you want to transfer funds in an exotic currency or to a lesser known nation.
- Check the list of Azimo supported countries on this page.
- PayPal makes its list of supported countries available online.
Ease of Use
Registering online with PayPal or Azimo takes no more than a few minutes. You can start transferring funds as soon as the company you sign up with verifies your account.
Azimo
- You can sign up with Azimo by using your Facebook account.
- You can use the Azimo website in English, Spanish, French, Italian, Portuguese, Russian, Romanian, Dutch, Turkish, or Polish.
- Transfer methods offered by Azimo vary according to the destination country.
- Your options include electronic bank transfers, transfers to cash pick-up centers, SWIFT transfers, transfers to mobile wallets, and topping off prepaid mobile numbers.
- As an international customer, you can pay via electronic bank transfers, credit cards, and debit cards.
- Residents of Austria and Germany can use Sofort Überweisung.
- If you live in the Netherlands, paying through iDEAL is an option.
- Residents of Spain and Italy can make payments via Trustly.
- You can use Azimo apps with devices that run on iOS or Android.
PayPal
- PayPal provides website access in various languages, some of which include French, Portuguese, Spanish, Italian, Japanese, and Chinese.
- You must transfer funds to another PayPal account. The recipient can then withdraw transferred funds into a local bank account.
- Recipients can use their PayPal balances to shop online.
- You can pay for your transfer using your PayPal balance, a debit card, a credit card, or a linked bank account.
- The company provides apps for iOS and Android.
Security
The Azimo vs. PayPal comparison rates both companies well on this front. Websites of both companies rely on high encryption levels to protect transmission of information over the Internet. Both companies keep client money in segregated bank accounts.
Azimo
- Azimo is a UK-based company, regulated by the Financial Conduct Authority (FCA).
- Her Majesty’s Revenue and Customs (HMRC) also regulates operations of this company.
PayPal
- Singapore law considers PayPal’s payment service to be a stored value facility. Owing to this, the company does not require approval from the Monetary Authority of Singapore.
- The company follows rules and regulations that surround international repatriation of funds in all the countries it operates.
Regular Overseas Payments
Turning to Azimo or PayPal will not be your best options if you want to schedule routine transfers, as neither company provides this service yet. Other prominent fund transfer companies that offer this feature include World First, TorFX, Currencies Direct, HiFX, and OFX.
Coupons
By using promotional offers provided by both companies, you can save extra money.
- There are no existing offers from Azimo, as of now.
- PayPal provides a multitude of offers that can lead to savings when you shop online.
Learn More
- Is there anyone better than TransferWise?
- Who is similar to OFX.com?
- Is CurrencyFair’s competition up to the task?
- Does TransferWise live up to their hype?
Jarek says
!!! BEWARE !!! NO CHOOSE – AZIMO
I just wanted to warn against the practice Azimo.
Sometimes Azimo transfer money quite quickly but in the last week of 12/10 I could not do the transfer by Azimo. This is a problem for me – because it was very important.
How I wanted to send from card – I could not. So I tried to make the transfer options by bank.
Azimo wanted proof of address and I sent twice a driver’s license,
break
called me bank – bank apologized and asked around and said that now I can send money to each option – and at my request bank delete my previous transfers.
I made transfer and, and! AZIMO – confirmed sending money
So after such because I loss of time – so I returned to work.
but !!!!
Where is my money
Azimo on the second day begins to ask a about some more documents
Transfer was very important
Beware! Beware! Beware!
Because I works and I am doing such things on the phone and I do not have personal files with me
So on the information I wanted to return the money – about £ 1.6K
unfortunately
Meet you ignorance
They ignore all emails
They ignore chat
Nowhere you can find phone to Azimo
I found the phone but ignorance – they are not from it and sent me an email and I have come to write
So now I do not know who enjoys my money.
There is no chance of contact with Azimo. They Ignore everything with complaints
My money gone
no one has
I mean, I do not have them, they are not the person to whom the transfer was made
I do not have time to go to court
Please – do not make this mistake and do not choose- !!! AZIMO !!!
Next week is another week fighting for my money and another waste of time for ignorant from
!!! AZIMO !!!
DO NOT CHOOSE !!! AZIMO !!!
iCompareFX says
Hi Jarek,
Thank you for sharing your experience. Please let us know if this issue was resolved for you and where the problem lay.
If you are unsatisfied with your Azimo experience, you can always consider alternatives to Azimo Money Transfer service.
Best regards,
The iCompareFX Team
Dirk says
Azimo works very smoothly for me. I don’t understand the experience of Jarek (see above) at all. They have good rates, especially for cash-pickups. It’s possible to send money to many countries in many currencies (more than most other services offer). The service only works during European office hours but when they are open transfers are made fast. I think Azimo offers a very reliable and secure service.
iCompareFX says
Hi Dirk,
Many thanks for your comment on your experience. Have you tried any other providers? If so, which ones?
Best regards,
The iCompareFX Team